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PRIVACY
NOTICE

A Joint Privacy Notice
On Behalf Of:
Southern Farm Bureau Casualty Insurance Co.
South Carolina Farm Bureau Mutual Insurance Co.
Florida Farm Bureau General Insurance Co.
Louisiana Farm Bureau Casualty Insurance Co.
and
Mississippi Farm Bureau Mutual Insurance Co.
When you see the words we, us, or our within this Joint Privacy Notice,
you should understand that those words include all of the above listed companies.
Our Commitment To Safeguarding Your Privacy
This Joint Privacy Notice is being provided to you to inform you of our practices
and procedures regarding the sharing of non-public personal information. Non-public
personal information is personally identifiable financial information about you,
your family, or your household that we may obtain directly from you, that we may
obtain as a result of our business dealings with you, or that we may obtain from
any other source.
We do not engage in the practice of disclosing your non-public personal information
to non-affiliated third parties other than, as necessary, to provide quality insurance
services to our customers. For instance, we do not sell your name, address or
telephone number to telemarketers or to direct mail solicitors. We do not engage in
"list-selling," and we do not offer your personal information to publishing houses,
retailers, or coupon companies.
During the continuation of our customer relationship with you, we will also provide
you with a copy of this Joint Privacy Notice at least once during each calendar year
as part of a regular mailing, such as within a billing or a renewal notice or with a
policy and at any time that you request in writing a copy of this Joint Privacy Notice.
Further, because Federal and state laws, regulations and business practices can change
at any time, we may revise this Joint Privacy Notice accordingly. Once you cease to
be a policyholder, we will stop sending you annual privacy notices.
Information We May Collect and Use
During the course of reviewing your application for insurance coverage and deciding
whether or not to underwrite the insurance policy for which you have applied, and, if
we issue you a policy, during the course of providing services to you as required by
the policy, we collect and evaluate information from the following sources:

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Information we receive from you on applications or other forms;
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Information about your transactions with us, our affiliates or others;
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Information we receive from consumer reporting agencies; and
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Information we receive from a state or federal agency.
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It is important for us to collect and use this information to properly provide,
administer, and perform services on your behalf. We could not provide optimum service
to you without collecting and using this information.
Information We May Disclose
We regard all of your personal information as confidential. Therefore, we do not disclose
any nonpublic personal information about our customers or former customers to anyone except
as permitted by law. In the course of conducting our business dealings, we may disclose to
other parties certain information we have about you. These disclosures are only made in
accordance with applicable laws, and may include disclosures to reinsurers, administrators,
service providers, consultants and regulatory or governmental authorities. Furthermore,
certain disclosures of information will be made to your Farm Bureau insurance agent and any
Farm Bureau personnel authorized to have access to your personal information for the purpose
of administering your business and providing services to you.
We may disclose the following categories of information to companies that perform services
on our behalf or to other financial institutions with whom we have joint marketing agreements:

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Information we receive from you on applications or other forms, such as your name,
address, social security number or county Farm Bureau membership number;
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Information about your transactions with us, our affiliates or others, such as your
policy coverage, premium, loss history and payment history; and
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Information we receive from a consumer reporting agency, such as your credit
worthiness and credit history.
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These entities with whom we share personal information are required to maintain the
confidentiality of that information. We do not authorize these parties to use or disclose
your personal information for any purpose other than for the express purpose of performing
work on our behalf or as required or permitted by law.
How We Maintain The Confidentiality And Security Of Your Information
We carefully restrict access to non-public personal information to our employees, our
independent contractor insurance agents, our service contract providers, and our affiliates
and subsidiaries. The right of our employees, our independent contractor insurance agents,
our service contract providers, and our affiliates and subsidiaries to further disclose
and use the information is limited by our employee handbook, agent’s manual, applicable
law, and non-disclosure agreements where appropriate. We maintain physical, electronic,
and procedural safeguards that comply with federal and state law to guard your non-public
personal information.
Conclusion
If you have any question or comments concerning this Joint Privacy Notice or our privacy
standards and procedures, then please write us at Post Office Box 1592, Ridgeland, Mississippi
39718. Our functional regulators are the States of Arkansas, Florida, Louisiana,
Mississippi, South Carolina and Texas Departments of Insurance. If we cannot resolve your
concerns or answer your questions, feel free to contact our regulator in your state.
This Privacy Notice describes our company’s privacy policy and practices in accordance with
the Gramm-Leach-Bliley Act, 15 USC §6801, and with various state-specific privacy/financial
information laws and regulations in the states in which our company does business.
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